My name is Dale Payne and I am an independent Financial Advisor in Colorado Springs. I've worked in securities since 1986 and as a licensed insurance agent since 1990. Over my 28 years of experience, I've found that it takes both securities and insurance to make a plan work. My objective is to help you achieve your goal of financial freedom. I can help you with a complete Financial Plan, Insurance needs, Annuities and even How to Save Money at any income level.

Independence allows me to “partner up” with money management services for stocks, bonds, CD, ETF's, mutual funds, variable annuities, and insurance products. As an independent insurance agent, I also have the freedom and diversity of choice. I am not a captive agent of any carrier so I can offer special insurance options for Life Insurance or Long Term Care.


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DP Financial was founded in Colorado Springs as a financial practice that helps folks manage their personal assets and investments. Insurance, annuities and taxes are just a few areas that I specialize in to help folks get the most of their money.


I will provide a written proposal on how you need to restructure your finances in order to achieve your financial goals. I will also provide you with financial support over the next 60 days.



In today's market, it's so important to have a plan of action. My objective is to develop a financial plan that is both beneficial to you and in your best interest.

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As an independent Insurance Agent, I have the freedom and diversity of choice. I offer several different insurance policies for Life Insurance or Long-term care.

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Immediate and deffered annuities are contracts with an insurance company. You give them a sum of money in exchange for certain promises and guarantees.

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"Putting money away for a rainy day" isn't just something your parents said to be cute. Applying 10% of your income into a savings account can instantly create a safety net.

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New Retirement Planning Video

In this video, Dale Payne, Financial Advisor, will be going over retirement planning and giving you some ideas on what to think about for your retirement. There are five major disciplines when it comes to financial planning. 1. Financial Planner 2. Financial Advisor 3. CPA (tax planner) 4. Licensed Insurance Agent 5. Stock Broker. What […]

New Divorce Planning Video

In this divorce planning video, Dale Payne, will be discussing how he can help you alleviate some of the financial risk of going through a divorce. He’ll discuss how to effectively prepare divorce documents and go over your options for actually filing for divorce with your spouse.

Protect Your Principal

Create an Income Stream You Cannot Outlive Depending on your time horizon, age, investment sophistication, and investment objectives; an Equity Indexed Annuity might be the right place to position your retirement dollars. Guarantees of principal protection, income options, and other benefits are made by an Insurance Company.  You have to option to increase interest income […]

Savers vs Investors

A saver is someone who does not and usually cannot accept risk. This can be because of age or upbringing. This could because of a lack of understanding about investing. This also can be just attributed to fixed pensions and standard of living. For the last 5 – 6 years the Fed has reduced interest […]


Call today to get started on your financial goals tomorrow.





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DP Financial | 619 N Nevada Ave | Colorado Springs, CO | 719-633-0747 | info@dp-financial.com