Complete Retirement Planning Workshop

September 26th | 6:00pm – 7:00pm | Cheyenne Mountain Library

You and a guest are cordially invited to a free workshop entitled “Complete Retirement Planning, What You Don’t Know Could Hurt You!” presented by Dale Payne, CFP®, who has been assisting individuals and their families in the area for over 28 years! Learn from Dale the elements of a complete retirement plan to provide the lifestyle that you want.

Expect to have a little fun and obtain some meaningful information with none of the usual financial double-talk. There are no costs of any kind, and no obligation.


Learn about:

  • Budgeting before and after retirement – what do you really need
  • How to optimize social security benefits
  • Learn the newest strategies that can protect you against unexpected medical costs
  • Learn proper positions of assets
  • Learn how to create income streams that you cannot outlive
  • Learn the importance of tax planning
  • Learn how to pull it all together in a road map to follow the financial independence

Please join us for thie complimentary event! Space is limited so call now

When: September 26th, 2016

Time: 6:00pm – 7:00pm

Where: Cheyenne Mountain Library – 1785 S 8th Street – Colorado Springs, CO 80906

RSVP by Calling Today (877)647-3115

Divorce Planning Workshop

Join our FREE workshop and learn “How to void the 18 Common Mistakes in a Divorce”

Discreet and confidential . Seating is limited

When: Tuesday September 13th

Time: 6:00pm – 7:00pm

Where: Cheyenne Mountain Library – 1785 S 8th St – Colorado Springs, CO 80906

Retirement Planning Pt 2 Video

In this video, Dale Payne, Financial Advisor, will be going over retirement planning and giving you some ideas on what to think about for your retirement. There are five major disciplines when it comes to financial planning. 1. Financial Planner 2. Financial Advisor 3. CPA (tax planner) 4. Licensed Insurance Agent 5. Stock Broker.

What do you want your retirement to look like? What is your retirement budget? How will you pay your bills? What are your medical costs? Do you have a plan of action when you retire?

New Retirement Planning Pt 1 Video

In this video, Dale Payne, Financial Advisor, will be going over retirement planning and giving you some ideas on what to think about for your retirement. There are five major disciplines when it comes to financial planning. 1. Financial Planner 2. Financial Advisor 3. CPA (tax planner) 4. Licensed Insurance Agent 5. Stock Broker.

What do you want your retirement to look like? What is your retirement budget? How will you pay your bills? What are your medical costs? Do you have a plan of action when you retire?

New Divorce Planning Video

In this divorce planning video, Dale Payne, will be discussing how he can help you alleviate some of the financial risk of going through a divorce. He’ll discuss how to effectively prepare divorce documents and go over your options for actually filing for divorce with your spouse.

Protect Your Principal

Create an Income Stream You Cannot Outlive

Depending on your time horizon, age, investment sophistication, and investment objectives; an Equity Indexed Annuity might be the right place to position your retirement dollars.

Guarantees of principal protection, income options, and other benefits are made by an Insurance Company.  You have to option to increase interest income by linking your contract to various indexes. We select only the highest rated companies. An annuity can be combined with long term care coverage.


 

Call today to get all the details.

It might be the most important call that you ever make.

719-633-0747

Savers vs Investors

A saver is someone who does not and usually cannot accept risk. This can be because of age or upbringing. This could because of a lack of understanding about investing. This also can be just attributed to fixed pensions and standard of living.

For the last 5 – 6 years the Fed has reduced interest rates to practically zero and also implemented QE1, 2,3. It was just this month that the Fed made an incremental raise in rates. During this period savers were offered extremely and unpalatable interest rates at the safe places, the banks. Savers were told to just tighten their belts, that there was no inflation to worry about. However these figure usually did not include food or energy costs. The savers had no option but place their funds in the stock market. The influx of capital was a prime reason for the increase in the stock market. After a time caution was thrown to the wind and the thought of risk or loss was neatly pushed aside. But what about now?


Call today to learn how to protect your principal

719-633-0747

Long Term Care – A Solution for Families

divorce planning colorado springs, financial advisor colorado springs

In today’s world kids are geographically dispersed. When the problem arises about mom or dad what is to be done? The job of taking care of a parent usually falls on one child. This can create resentment and division in a family.

I have a simple answer in practice. The kids can buy a long term care policy and split the costs among themselves monthly. In my own family my mother in law was aging. The children were all geographically dispersed and had their own children. The kids included included a lawyer, a psychiatrist, and only one child lived in the same town. I suggested that all 8 of us split the cost of a good policy. Don’t get me wrong. The kids are always at her side. The difference is that she has had competent and needed care in the best of places. She is today residing in an assisted living place and she is happy.


Call today to learn more about Long Term Care

719-633-0747

Financial Video – Three Bucket Approach

Financial Advisor Dale Payne discussing his 3 Bucket approach to saving money and planning for retirement. He’ll briefly go into detail about Pension Funds, Variable Annuities and how to get the most out of your money. This financial video will help guide you through how to apply the different money markets as well as choosing the right financial advisor in Colorado Springs.

Dale Payne – Financial Planner, has worked in securities since 1986 and a licensed insurance agent since 1990. Over my 28 years of experience, I’ve found that it takes both securities and insurance to make a plan work. My objective is to help you achieve your goal of financial freedom. I can help you with a complete Financial Plan, Insurance needs, Annuities and even How to Save Money at any income level. I am also a Registered Tax Return Preparer.

 

Financial Advising in Colorado Springs – Video

Financial Advisor Dale Payne discussing his 3 Bucket approach to saving money and planning for retirement. He’ll briefly go into detail about Pension Funds, Variable Annuities and how to get the most out of your money. This financial video will help guide you through how to apply the different money markets as well as choosing the right financial advisor in Colorado Springs.

Dale Payne – Financial Planner, has worked in securities since 1986 and a licensed insurance agent since 1990. Over my 28 years of experience, I’ve found that it takes both securities and insurance to make a plan work. My objective is to help you achieve your goal of financial freedom. I can help you with a complete Financial Plan, Insurance needs, Annuities and even How to Save Money at any income level. I am also a Registered Tax Return Preparer.