WELCOME TO DP FINANCIAL
GIVING YOU THE FINANCIAL TOOLS YOU NEED
My name is Dale Payne and I am an independent Financial Professional in Colorado Springs. I've worked as a Financial Professional since 1986 and as a licensed insurance agent since 1990. With my 28 years of experience, I've found that the people that succeed are the ones who planned for retirement. My objective is to help you achieve your goal of financial freedom. My practice is limited to the proper positioning of life, annuities, long-term care coverage and long-term care hybrids.
INSURANCE
As an independent Insurance Agent, I have the freedom and diversity of choice. I offer several different insurance policies for Life Insurance or Long-term care.
More InfoANNUITIES
Immediate and deffered annuities are contracts with an insurance company. You give them a sum of money in exchange for certain promises and guarantees.
More InfoHOW TO SAVE MONEY
"Putting money away for a rainy day" isn't just something your parents said to be cute. Applying 10% of your income into a savings account can instantly create a safety net.
More Info
SET UP A ZOOM MEETING WITH DALE PAYNE
Set up a Zoom meeting with Dale Payne by sending him an email directly to dale@dp-financial.com
FINANCIAL TIPS
Social Security – How much secure income will you need?
Social Security is especially good for providing a basic retirement income that you and your spouse can rely on. The income it provides is inflation – proof and keeps coming as long as you or your spouse is alive. Your chances for a very long life are excellent Chances that one person in a married […]
Financial Goal Setting – YouTube Channel
I will be starting a YouTube Channel in the next week about financial planning. I will be discussing all financial aspects (planning, life insurance, annuities, social security, ect). This is my logo sting (intro) to my new YouTube Channel.
Social Security – Living on Less
There’s no simple answer. But to maintain your standard of living, you won’t need as much as you currently earn. You will pay less tax You won’t pay payroll tax on income from Social Security, savings, or employer pensions. You won’t pay income tax on all your Social Security benefits You won’t need to save […]
Social Security – The Power of Patience
The later you claim Social Security, the higher your monthly benefit. As you approach retirement, how long you work and when you claim will usually have a far greater impact on how much income you’ll have in retirement than how much you save or how much you invest. If you start collecting at age: Age […]