PHILOSOPHY

My philosophy is simple and I call it Complete Retirement Planning. Clarity within retirement planning is really about the intended use of your money. We transfer risk when appropriate and we refer out securities. We do not give advice on specific securities nor do we charge fees. My objective is to develop a beneficial solution that is defined by your situation, your objectives, your risk tolerance, and your intended use of the money.

The four greatest risks to a successful retirement are:

  1. Uninsured medical costs that result from aging and fragility.
  2. Outliving your income.
  3. Putting money at risk when loss cannot be tolerated.
  4. Placing dependence on the Government or anyone other than yourself.
  5. Taxes – Avoiding unnecessary taxes/penalties.

I’m here to help you develop your ideas, create a strong financial plan, and show you how to put the plan into action.