WELCOME TO DP FINANCIAL
GIVING YOU THE FINANCIAL TOOLS YOU NEED
My name is Dale Payne and I am an independent Financial Professional in Colorado Springs. I've worked as a Financial Professional since 1986 and as a licensed insurance agent since 1990. With my 28 years of experience, I've found that the people that succeed are the ones who planned for retirement. My objective is to help you achieve your goal of financial freedom. My practice is limited to the proper positioning of life, annuities, long-term care coverage and long-term care hybrids.
INSURANCE
As an independent Insurance Agent, I have the freedom and diversity of choice. I offer several different insurance policies for Life Insurance or Long-term care.
More InfoANNUITIES
Immediate and deffered annuities are contracts with an insurance company. You give them a sum of money in exchange for certain promises and guarantees.
More InfoHOW TO SAVE MONEY
"Putting money away for a rainy day" isn't just something your parents said to be cute. Applying 10% of your income into a savings account can instantly create a safety net.
More Info
SET UP A ZOOM MEETING WITH DALE PAYNE
Set up a Zoom meeting with Dale Payne by sending him an email directly to dale@dp-financial.com
FINANCIAL TIPS
Protect Your Principal
Create an Income Stream You Cannot Outlive Depending on your time horizon, age, investment sophistication, and investment objectives; an Indexed Annuity might be the right place to position your retirement dollars. Guarantees of principal protection, income options, and other benefits are made by an Insurance Company. You have to option to increase interest income by […]
Savers vs Investors
A saver is someone who does not and usually cannot accept risk. This can be because of age or upbringing. This could because of a lack of understanding about investing. This also can be just attributed to fixed pensions and standard of living. For the last 5 – 6 years the Fed has reduced interest […]
Long Term Care – A Solution for Families
In today’s world kids are geographically dispersed. When the problem arises about mom or dad what is to be done? The job of taking care of a parent usually falls on one child. This can create resentment and division in a family. I have a simple answer in practice. The kids can buy a long […]
Social Security – Should you bet that your life will be short?
Yes, you might get less over your lifetime if you claim later Monthly benefits are set so that lifetime benefits are much the same no matter when the average person starts to collect Social Security. – If you’re in poor health and unlikely to live as long as the average person, you’ll probably get less, […]