About Us
Collaborating in Possibilities, Embracing Innovation.
About Me
My name is Dale Payne and I am an independent Financial Professional in Colorado Springs. I’ve worked as a Financial Professional since 1986 and as a licensed insurance agent since 1990. With my 28 years of experience, I’ve found that the people that succeed are the ones who planned for retirement. My objective is to help you achieve your goal of financial freedom. My practice is limited to the proper positioning of life, annuities, long-term care coverage and long-term care hybrids.
Credentials – ChFC®, CLU®, CDFA®
I am a graduate of the University of Phoenix with a Bachelors Degree of Science in Business Management. I earned my ChFC® (Chartered Financial Consultant) in 2007 and CLU® (Certified Life Underwriter) in 2008 from the American College. CDFA® (Certified Divorce Financial Analyst. I was also an accredited member of Better Business Bureau for 22 years.
My passion is financial services and the relationships that result when I make a difference. My other passions are travel, writing short stories, the practice of yoga, and my Miniature Schnauzer, Bella.
OUR Philosophy
Philosophy
My philosophy is simple and I call it Complete Retirement Planning. Clarity within retirement planning is really about the intended use of your money. We transfer risk when appropriate. We do not give advice on specific securities nor do we charge fees. My objective is to develop a beneficial solution that is defined by your situation, your objectives, your risk tolerance, and your intended use of the money.
The four greatest risks to a successful retirement are:
- Uninsured medical costs that result from aging and fragility.
- Outliving your income.
- Putting money at risk when loss cannot be tolerated.
- Placing dependence on the Government or anyone other than yourself.
- Taxes – Avoiding unnecessary taxes/penalties.
I’m here to help you develop your ideas, offer financial services, and show you how to put the plan into action.
