ABOUT

My name is Dale Payne and I am an independent Financial Professional in Colorado Springs. I've worked as a Financial Professional since 1986 and as a licensed insurance agent since 1990. With my 28 years of experience, I've found that the people that succeed are the ones who planned for retirement. My objective is to help you achieve your goal of financial freedom. I can help you with Financial Services, Insurance needs, Annuities and even How to Save Money at any income level.

WELCOME TO DP FINANCIAL

GIVING YOU THE FINANCIAL TOOLS YOU NEED

DP Financial was founded in Colorado Springs as a financial service practice that helps folks achieve their retirement goals.

FINANCIAL SERVICES

In today's market, it's so important to have a plan of action. My objective is to develop a financial plan that is both beneficial to you and in your best interest.

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INSURANCE

As an independent Insurance Agent, I have the freedom and diversity of choice. I offer several different insurance policies for Life Insurance or Long-term care.

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ANNUITIES

Immediate and deffered annuities are contracts with an insurance company. You give them a sum of money in exchange for certain promises and guarantees.

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HOW TO SAVE MONEY

"Putting money away for a rainy day" isn't just something your parents said to be cute. Applying 10% of your income into a savings account can instantly create a safety net.

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NO COST FINANCIAL CHECK-UP

Call today for a no cost Retirement Planning tool kit and a free Social Security "HOW TO FILE" kit.

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COMING SOON

FINANCIAL TIPS

Social Security – Should you bet that your life will be short?

Yes, you might get less over your lifetime if you claim later Monthly benefits are set so that lifetime benefits are much the same no matter when the average person starts to collect Social Security. – If you’re in poor health and unlikely to live as long as the average person, you’ll probably get less, […]

Social Security – You don’t have to claim when you retire

You don’t have to claim when you retire. Retiring and claiming are two different things. So if you have enough savings when you retire, you have two options. – Start collecting right away. That’s what most people do. – Delay and, while you wait, use a portion of your savings to live on. This option […]

Social Security – Working after you Claim

You can continue to work after you claim However, Social Security is designed to replace your earnings when you no longer work. So if you start to collect benefits and continue work before you reach your Full Retirement Age, some of your benefits might be withheld. Before the Full Retirement Age, Social Security withholds…   […]

Social Security – More Options if You’re Married

Special Rules that raise the benefits of the lower-earning spouse-most often the wife-generally make claiming later an attractive option for married men. The spousal benefit If both husband and wife have claimed benefits, each is guaranteed half what the other would get at the Full Retirement Age (whih used to be 65, is now 66, […]

CONTACT

Call today to get started on your financial goals tomorrow.





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DP Financial | 619 N Nevada Ave | Colorado Springs, CO | 719-633-0747 | info@dp-financial.com