My name is Dale Payne and I am an independent Financial Professional in Colorado Springs. I've worked as a Financial Professional since 1986 and as a licensed insurance agent since 1990. With my 28 years of experience, I've found that the people that succeed are the ones who planned for retirement. My objective is to help you achieve your goal of financial freedom. I can help you with a complete Financial Plan, Insurance needs, Annuities and even How to Save Money at any income level.

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DP Financial was founded in Colorado Springs as a financial planning practice that helps folks achieve their retirement goals.


In today's market, it's so important to have a plan of action. My objective is to develop a financial plan that is both beneficial to you and in your best interest.

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As an independent Insurance Agent, I have the freedom and diversity of choice. I offer several different insurance policies for Life Insurance or Long-term care.

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Immediate and deffered annuities are contracts with an insurance company. You give them a sum of money in exchange for certain promises and guarantees.

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"Putting money away for a rainy day" isn't just something your parents said to be cute. Applying 10% of your income into a savings account can instantly create a safety net.

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Call today for a no cost Retirement Planning tool kit and a free Social Security "HOW TO FILE" kit.

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4/8/2017 | Protecting Your Retirement and Boomerang Kids

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn’t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

YOUR Retirement Income Toolkit provides you with information to help make sound decisions and build a retirement on a solid foundation that will stand the test of time.

DP Financial and Dale Payne are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.


Social Security – Should you bet that your life will be short?

Yes, you might get less over your lifetime if you claim later Monthly benefits are set so that lifetime benefits are much the same no matter when the average person starts to collect Social Security. – If you’re in poor health and unlikely to live as long as the average person, you’ll probably get less, […]

Social Security – You don’t have to claim when you retire

You don’t have to claim when you retire. Retiring and claiming are two different things. So if you have enough savings when you retire, you have two options. – Start collecting right away. That’s what most people do. – Delay and, while you wait, use a portion of your savings to live on. This option […]

Social Security – Working after you Claim

You can continue to work after you claim However, Social Security is designed to replace your earnings when you no longer work. So if you start to collect benefits and continue work before you reach your Full Retirement Age, some of your benefits might be withheld. Before the Full Retirement Age, Social Security withholds…   […]

Video – Social Security Planning

In this video, Dale Payne will briefly discuss the importance of getting the facts before you file for Social Security. Planning for retirement can be overwhelming and quite the task at hand. Filing for Social Security isn’t as easy as it used to be. You used to be able to retire on Friday and pickup […]


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DP Financial | 619 N Nevada Ave | Colorado Springs, CO | 719-633-0747 | info@dp-financial.com